Opis

• Tytuł:
  IMPACTS OF FINTECH ON FINANCIAL INCLUSION: THE CASE OF SUB-SAHARAN AFRICA
• Twórca:
  Wulli Faustin Djoufouet;
  Thierry Messie Pondie
• Opis:
  The objective of this paper is to determine the impact of FinTech on the financial inclusion of populations in sub-Saharan Africa where financial education is still low. To do so, data were collected on a sample of 35 countries over a period from 2011 to 2020. Estimates were made using two-stage least squares models and the Lewbel 2LS model. It is clear from the results that fintech contributes significantly to the financial inclusion of people in sub-Saharan Africa. Mobile phone ownership facilitates the use of financial services. It is noted that a 1% increase in the number of people using a phone would contribute to a 0.67% increase in the financial inclusion rate. The Driscoll-Kraay technique consolidated these results by showing that with 1% of people having access to fintech tools, there is an improvement in the financial inclusion rate of about 0.70%.
• Dostępność obiektu:
  Dostęp otwarty
• Prawa: https://creativecommons.org/licenses/by-nd/4.0
• Data:
  2023.07.19
• Typ:
  info:eu-repo/semantics/article;
  info:eu-repo/semantics/publishedVersion
• Język:
  angielski
• Źródło:
  Copernican Journal of Finance & Accounting; Vol. 11 No. 4 (2022); 69-88;
  Copernican Journal of Finance & Accounting; Tom 11 Nr 4 (2022); 69-88;
  2300-3065;
  2300-1240
• Format:
  application/pdf
• Wydawca:
  Uniwersytet Mikołaja Kopernika w Toruniu
• Relacja: https://apcz.umk.pl/CJFA/article/view/45177/36084
• Temat i słowa kluczowe:
  FinTech;
  financial inclusion;
  Lewbel 2SLS
• Identyfikator: https://apcz.umk.pl/CJFA/article/view/45177
• Dostawca danych:
  Akademicka Platforma Czasopism
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