Description

• Title:
  Charakterystyka emerytur kapitałowych finansowanych ze środków zgromadzonych w otwartym funduszu emerytalnym
• Creator:
  Klimkiewicz, Aldona
• Contributor:
  Uniwersytet Łódzki; Wydział Ekonomiczno-Socjologiczny; Instytut Finansów
• Description:
  The article discusses the rules governing the exercising of the right to fully-funded pensions. The pensions were introduced into Poland under the pension system reform. The law specifies two types of benefits: a periodic annuity (effective as of 2009) and a lifetime annuity (from 2014). A fully-funded pension is a personal benefit whose level depends on the amount of funds the insured person has accumulated on an individual account kept by the chosen Open Pension Fund. Both the fully-funded pensions and those paid under the so-called first pillar are protected by the state. A periodic annuity is a fixed-term and temporary benefit, which means that a person reaching the statutory age of 65 years becomes illegible for it, receiving a lifetime annuity instead. It is worth noting that the age when the fully-funded pensions can be drawn is the same for men and women (65 years). Therefore, the social insurance system complies with the rule of non- discriminatory treatment of its clients. Nevertheless, the fact that women save for shorter periods and draw periodic annuities may affect the final amounts of lifetime annuities they will draw.
• Object availability:
  free access
• Date:
  2012.05.22;
  2010
• Type:
  Article
• Format:
  application/pdf
• Publisher:
  Wydawnictwo Uniwersytetu Łódzkiego
• Relation:
  Acta Universitatis Lodziensis, Folia Oeconomica;
• Subject:
  a fully-funded pension;
  a periodic annuity;
  a lifetime annuity;
  the Open Pension Fund;
  the amount of funds
• Identifier:
  0208-6018;
  http://hdl.handle.net/11089/513
• Data provider:
  Repozytorium Uniwersytetu Łódzkiego
• Can I use it?:
  seek permission
• Type:
  image